Step 1 of 3
What can you borrow?
Take-home pay, living costs and debts, tested the way lenders test them. It takes about a minute.
Who is buying?
Are you an Australian citizen or permanent resident?
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People who rely on your income.
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Car loans, personal loans, HECS, buy now pay later.
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The limit counts, not the balance. Lenders do the same.
Step 2 of 3
Set a budget you're comfortable with
You might be able to borrow a lot more than you want to. Move the slider to the debt that feels right, and see the cash you'd need to have saved.
How much debt are you comfortable with?
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What are you buying?
Most suburb prices we show are established homes. New builds can unlock first home owner grants.
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Step 3 of 3
Where can you afford to buy?
Choose the city you'd like to be closest to, or look at all of them if you're open to moving interstate.
Let's turn these numbers into a plan
Book a free call with our team. We'll check your numbers with our in-house broker, explain the grants you qualify for and map out your next step.